I have to stay current on what is happening with the companies in my stock portfolio. If I do not, I could get badly hurt. Or I could miss a great opportunity. So I have developed a simple 3-step procedure to stay on top of my stocks. Here is what I do. I monitor news […]
A couple of days ago, I was about two thirds through my errands run when I realized I was really enjoying myself. What’s this, I said to myself. How can I be having such fun just buying groceries or picking up a ream of copy paper? And then it came to me. I was […]
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I am “retired to win” — and in large part to me that means being retired to have fun and enjoy myself. I definitely have the money to spend on that. And I should have the time to go spend the money. But up to now I have had a problem allowing myself the time […]
The stock market crash of 2008 convinced me never again to invest in any company that does not pay dividends to its stockholders. The crash also convinced me never again to leave the fate of my portfolio in the hands of mutual fund managers, whom I found were just as much at the mercy […]
Frugality without sacrifice is the basic guiding principle of my personal finances. It is what has made it possible for me to have a very comfortable basic lifestyle on just $15,000 a year. But how do I actually practice frugality without sacrifice — as opposed to frugality as sacrifice? Or as opposed to disguised unfrugality? […]
This is really great. I finally have got my spending, income and investing ducks all set up for financial independence. Hey, folks! I am FREE!. The last piece of the puzzle just fell into place. With the help of cash I just got from selling some vacant land, I have eliminated my mortgage payment. This […]
I want to share my financial independence (retirement?) journey through posts on this blog. How I got to financial independence. What I do with it. What I have learned (and continue to learn) that could help others reach and enjoy their financial independence. And in the process to learn even more from the feedback […]
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