Winter costs us money to heat our house. Over the last 14 years and at 3 different houses, we have heated our home using electric space heaters, a central electric heat pump, a whole house propane furnace, a wood fireplace, a whole house oil furnace and a fireplace propane gas log. The cost for these […]
How long are you planning to hold down an obligatory job? Are you saving and investing so you can retire at age 66? Are you one of the many who is actually intending to stay on the job until age 70 so as to maximize your Social Security payout? If you are now on […]
I have maintained a long term care (LTC) insurance policy since I was in my mid-50s. I do not like paying out the $176 premium every month, but I have done so now for about 10 years. About a year ago, the insurance company got approval from state regulators to change my benefits duration […]
I just counted and I have 26 active credit cards. Adding all the card credit limits, I have a total of $319,900 in available revolving credit. But I pay off my balances every month and do not use credit cards to finance anything I buy. So what is the point of having all those […]
Thank you for visiting my blog! I am a 67-year-old guy who loves hiking and who basically stumbled into financial independence and earlier retirement when I was 53. If I had known in my 30’s what I know now, I could have freed myself from wage slavery much, much sooner. And that is the whole point of Retired To Win. To help you become financially independent sooner rather than later.
There are very few groceries or household staples for which we pay full retail. It does not matter whether it is canned vegetables, packaged sliced cheese, fresh meat, soda pop or dish detergent. We almost always buy at a discount. And we almost never run out of something so that we are forced to […]
I am a 67-year-old guy who basically stumbled into financial independence and early retirement when I was 53. If I had known in my 30’s what I know now, I could have freed myself from wage slavery much, much sooner. And that is the whole point of Retired To Win. To share with you what I […]
Why do you live where you live? Why do you reside in that particular place? Did you choose to live there? Or did that place somehow “choose” you? And what are the financial consequences of you living where you do? These are questions I never asked myself until I was in my mid-twenties, and […]
A comfortable and secure lifestyle can very, very definitely be achieved without spending a fortune on it. My basic living expense budget is $15,048 a year, which is about one third of my income. And I am perfectly happy with the kind of daily lifestyle I get for less than $1255 a month (which, by […]
Mister Money Mustache has talked in several of his blog posts about the incessant one-stop errand running many of his neighbors seem to do. An early morning run for milk. A midday trip to the post office. Maybe even a late night drive to drop off an overdue rental DVD. I think that is nuts. […]
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